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(Idea Vault Blog) - April is National Financial Literacy Month so we are focusing this month on topics around healthy spending, saving and more. Today's topic? How to teach kids about money. Whether to your own children, grandchildren, and nieces and nephews or the child of a close friend, one of…
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(Idea Vault Blog) - Financial literacy includes many different financial skills and concepts; to be financially literate simply means having the know-how to make wise decisions with your personal finances—like managing a budget, borrowing money, paying for insurance, and saving for retirement.
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(Laurel Sykes) - You may have heard that the Biden administration mandated certain reforms to the PPP eligibility rules. The administration also pushed for a 2-week window where only small businesses with 20 or less employees will be approved by the SBA through March 9, 2021. In response to the man…
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(Idea Vault Blog) - Buying food is essential, of course, but if you’re not careful, it can also eat into your budget.
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(Laurel Sykes) - We wrote previously about delays in approvals on new PPP loans as a result of the new compliance checks put in place by the SBA to prevent against potential fraud. Just yesterday, the SBA announced a lender training to cover updates to their new Procedural Notice on revised PPP pla…
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(Idea Vault Blog) - Whether you’re standing in front of a shelf at the grocery store, shopping online, or even walking around a car dealership, you may wonder: Do I go for the “nicer,” more expensive option or choose the cheaper one to save some money? At the end of the day, what you’re really deba…
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(Idea Vault Blog) - If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may feel overwhelming. Don’t panic. There are things you can do to get through this crisis.
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(Laurel Sykes) - While the need has certainly been no less urgent as small businesses continue to battle stay-at-home orders and local orders for modified operations in accordance with state mandates, the speed at which this latest appropriation of Paycheck Protection Program (PPP) loan funding is…
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(Laurel Sykes) - On Saturday night SBA issued a “reminder” regarding their ability to review PPP loans. SBA’s interim final rule on SBA Loan Review Procedures and Related Borrower and Lender Responsibilities indicates that SBA may review any PPP loan, of any size, at any time. While it is unclear…
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(Idea Vault Blog) - Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash.
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